0–39: Low maturity
On these answers, digital spend is running ahead of the foundations it depends on. New platforms will land on undigitised processes and unowned data, which is how organisations end up paying twice: once for the technology and once for the retrofit.
40–59: Developing maturity
The organisation has real digital assets but they are unevenly anchored: sponsorship or funding is in place, while adoption, integration or measurement lags. This is the stage where programmes look successful in steering packs and underdeliver in the P&L.
60–79: Moderate maturity
Most of the machinery works: objectives, sponsorship and platforms are broadly in place. The remaining risk is subtler: momentum. Mature-looking programmes attract bigger bets, and the discipline that got you here is exactly what the next large commitment will test.
80–100: Stronger maturity
The answers describe an organisation that treats digital as an operating discipline rather than a programme. The residual risk is self-referential: strong internal capability tends to trust its own analysis, and the failures at this level come from shared blind spots, not missing process.